“My Business” is a convenient online accounting service for legal entities and individual entrepreneurs. Our tariffs My business org

My Business is a comprehensive online accounting service that offers small, medium and large businesses comprehensive accounting assistance.

The accounting program includes several sections. We will look at them in detail in our review. In addition, we will discuss competitive advantages and summarize.

Interface

The admin interface deserves all praise. The color scheme is not annoying; on the contrary, it is very comfortable for the eyes. But the most important thing is that the menu is laid out conveniently. All points are clearly and logically divided, and a convenient structure is also visible within the sections. Everything is thought out to the smallest detail.

The site is simple and convenient. All information is displayed in the top menu. On the main page you can read customer reviews about the benefits of the service and opportunities.

Compared to the services ServiceCloud and Sky, the interface is the most convenient. All sections are designed in such a way that you can immediately find the information you need or create a document. If convenience comes first for you, then you will definitely appreciate My business.

Step-by-step instruction

The Internet service can be tried for free. To do this, click on the red button Try for free.

After this, we choose the form of business and taxation system.

Registration is completed.

You can start by filling out the details. To do this, click on the gear icon next to the Log Out button.

Please note that here you can enter all data related to the company: tax office, pension fund, social insurance fund, current accounts, electronic money, accounts and acts and other information.

Let's check how convenient it is to work with the system. Let's go to the Money section and create a Receipt of Funds (create a Receipt of Money).

As you can see, in order to create a receipt of funds in the online accounting service My Business, you need to indicate the source of the money.

Let's select Income from the sale of goods.

By analogy, adding documents to the system is just as easy.

Go to the documents section of the Internet service My Business. Open the Invoices section -> Add an invoice.

You need to fill in the following fields: Client, Issue, Name, Unit of measurement, quantity, price. The program calculates the amount for each line and the total amount itself. But even if you skip one or more fields, the invoice will be successfully saved.

Let's see what interesting things you can do in the Salary section. We go there and click Calculation -> Accruals -> Salaries. We receive a warning. Click Create.

Select “On staff” and fill out the information.

Now let's go to Calculation again and select Salaries.

Now we see how much the employee worked, how much salary was accrued and the amount of tax.

By clicking on an employee's name, you will see a summary of him. Very comfortably.

Overall, we concluded that working with the service is convenient. It will take no more than a couple of days to master it.

Functional evaluation

My business
Type of ownership	IP; OOO
Tax scheme	simplified tax system and/or UTII; USN or OSNO (UTII)
Personnel accounting	Creating a detailed employee profile; accounting of dismissed employees; accounting of freelance employees. Not on all tariffs.
Tax accounting	Electronic reports to the Federal Tax Service; calculation of personal income tax and other taxes depending on the form of the enterprise. Not on all tariffs.
Inventory control	Main and retail warehouse; materials and goods
Cash accounting	Receipt, write-off, movement
Payroll preparation	Prepaid expense; salaries; bonuses; GPA; other accruals; absenteeism from work: vacations, business trips, other absenteeism; benefits: sick leave, one-time benefits, maternity leave; Holiday to care for the child; contributions; Personal income tax. Not on all tariffs.
Reports	Sending reports electronically to the Federal Tax Service, Pension Fund of the Russian Federation, Social Insurance Fund and Rosstat (depending on the tariff)
Analytics	Income/payment plan comparison
Forms	Several thousand forms. Not on all tariffs.
Documentation	Invoice for payment, invoice agreement, invoice, invoice, act, expense report, orders
	Yes
	Not on all tariffs.
Expert consultations	Not on all tariffs.
	Not on all tariffs.
Checking counterparties	Not on all tariffs.
Number of companies in profile	Not limited

In terms of functionality, online accounting services offer approximately equal opportunities. In the My Business service, different features are available at different tariffs. We found the same thing with Nebo and ServiceCloud. Each user can choose the tariff that is most suitable for its functionality.

A big plus of the My Business service is several thousand ready-made forms. It saves a lot of time, but to do this you need to sign up for the second most expensive tariff.

In general, My Business provides everything that an enterprise needs in terms of accounting.

Tariff comparison

There are three tariffs in total for the service.

Tariff name/functionality	"No employees"	"Up to 5 employees"	"Maximum"
Cost 1 month	833 rubles	1624 rubles	2083 rubles
Type of ownership	IP/LLC	IP/LLC	IP/LLC
Tax scheme	USN / UTII / Patent	USN / UTII / Patent	USN / UTII / Patent / OSNO
Number of employees	Individual entrepreneur without employees	Up to 5	Up to 100
Calculation of contributions and taxes	Yes	Yes	Yes
Generating and sending reports	Yes	Yes	Yes
Electronic signature in the cloud	Yes	Yes	Yes
Accounts, acts, invoices, contracts	Yes	Yes	Yes
Salary and personnel	Individual entrepreneur without employees	Yes	Yes
Online data exchange with banks	Yes	Yes	Yes
Expert consultations	Yes	Yes	Yes
More than 2000 forms of non-standard documents	Yes	Yes	Yes
Stock	Yes	Yes	Yes
Employee sharing	No	Yes	Yes
Checking counterparties	Yes	Yes	Yes
Open API	No	No	Yes

Please note that counterparty verification is presented in the My Business service as a separate product - My Business.Bureau. It can be connected as desired.

In the online mode My Business. The Bureau will determine the status of the counterparty: it will check the registration data, provide reliable information from the files of arbitration courts, a recent extract from the Unified State Register of Legal Entities (USRIP), and find errors in the details of the counterparties

Tariff characteristics

The choice of tariff plan for an online accounting service is determined by the type of ownership. In the My Business service, the choice of tariff is tied to the form of ownership and type of taxation. The cost increases in proportion to the number of operations available.

Using the “My Business” service, individual entrepreneurs and LLC managers using the simplified tax system and/or UTII can independently conduct accounting, calculate taxes, contributions and pay them on time, as well as submit all reports via the Internet. This is how you can describe the “My Business” service in the most general terms. Let's talk in more detail about the capabilities of this service.

Tax calendar

Based on the entered details of an individual entrepreneur or organization, the My Business service generates a tax calendar, which shows when you need to carry out this or that action (pay a tax, contribution, submit a declaration, report). The tax calendar is located on the main page of the service.

Overdue events are marked in red, which are still better to complete. Events that must be completed before the specified date are indicated in black. In order not to forget to perform this or that action, a reminder will be sent in advance to the email specified in the details. Reminders will also be sent via SMS to the number specified in the details.

Book of income and expenses

Individual entrepreneurs and LLCs that are on the simplified taxation system are required, first of all, to keep a book of income and expenses (KUDIR). You can maintain KUDIR either manually, creating an “income” or “expense,” or automatically based on movement in the current account. To do this, you first need to export data for a certain period from a bank account (this function is available in almost all bank clients), and then import the resulting file into the “My Business” service.

You can always download and print the KUDIR, which should be kept by the individual entrepreneur or LLC as the main document of financial transactions.

Treaties

Using the "My Business" service, you can quickly create the necessary agreement, maintain a register and record of agreements. This function is especially nice when there are a lot of contracts and they can be classified.

By uploading your contract templates to the service, you can quickly create a contract by specifying only the details of the other party to the contract. The created agreement can be downloaded in Word format with further ability to edit it (if necessary, of course). It should also be noted that contracts are numbered automatically.

Accounts

In order for a client to pay for a product or service, he needs to issue an invoice. You can also issue a company invoice with your own symbols, built-in seal and signature using the “My Business” service.

The generated invoice can be downloaded in Word or Pdf format, printed or sent by email. You can also send the client a link to the invoice. It looks like this. Convenient invoice management using filters will also please those who issue a lot of invoices.

Closing documents (acts, invoices, invoices)

If you have performed any work for a client, provided a service or sold a product, you must issue him a closing document. You can create a document, invoice or invoice in a few clicks by selecting only the invoice on which the client paid for the work, service or product.

Closing documents can also be downloaded in Word or Pdf format. The service provides the ability to send the created document by mail with one click. If you need to write out many identical closing documents, you can use the “Copy” button - this will somewhat reduce the number of mouse clicks.

Counterparties

In the “Counterparties” section, you can see how much a particular client paid in total, as well as how much you yourself paid to this or that counterparty.

Salary

Calculating your salary and paying the necessary taxes and contributions has now become easier than ever! It is enough to enter information about the employee, his salary, bonus, and the service will prepare payment documents that can be printed or exported to online banking.

The service will also help you correctly register an employee for work, calculate sick leave, maternity, and vacation payments, take into account personal income tax deductions, and print out a payslip.

Reporting via the Internet

When the time for reporting comes, the “My Business” service will generate the necessary report and send it via the Internet.

Thus, the service eliminates the need to visit tax authorities, funds and stand in queues to submit this or that report, declaration, calculation.

Letter to the government organ

Through the “My Business” service you can write a letter to the tax or pension fund and receive an official response.

Reconciliation with the Federal Tax Service

You can now request a reconciliation report or obtain information about debts through the “My Business” service.

Extracts from the state register

You can check the counterparty and receive an extract from the state register of legal entities and individual entrepreneurs within an hour by requesting the corresponding extract from the “My Business” service.

Accounting consultations

Each user of the “My Business” service can receive professional advice from an accountant on accounting or HR issues in unlimited quantities during the entire service period.

Technical support

Well, if you have any technical questions, at any time of the day you can contact technical support either by calling a toll-free hotline or by email.

Business card

It is often necessary to provide your details to the counterparty. There is a useful link for this that creates a beautiful business card that you can email or print.

try the service free for 3 days

Use the "My Business" service and be sure

that your accounting department works like clockwork!

Reviews: 25

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My Business online accounting

Reviews: 25

“My Business” is an automated online service that allows you to conduct accounting without special education. The service is perfect for inexperienced entrepreneurs and small companies; it allows you to automate accounting and save yourself from more than 80% of manual operations. The user enters all the necessary data into the system, monitors the calendar and communicates with the inspection authorities. The service, in turn, can automatically download and recognize bank statements for income/expenses, remind about reports, calculate taxes and wages of employees, and generate all required documents.
System functionality:

tax calendar – demonstration of past and current tax events, notifications;
invoicing – services with a payment button can instantly issue an invoice, and users can pay for it in several ways;
online reports – the system prepares and submits all reports to the Pension Fund, Social Insurance Fund and the Tax Service via the Internet;
reconciliation with the tax office - information about debts and communication with inspectors;
data exchange with the bank - payment orders can be sent to the Internet bank, statements of funds flow are easily downloaded.

The service, depending on the monthly turnover, form of ownership, field of activity, chosen taxation and number of employees, offers a choice of several tariffs, the cost of which starts from 833 rubles/month.

This site is blocked by Roskomnadzor for Russian IP addresses.

Reviews

My business is great for those who don't want to waste valuable time doing their own bookkeeping. This activity can now be safely entrusted to outsourcing, which is what I did some time ago. As a result, I received professional help in the form of remote specialists who handle all reporting, payments, statements and other financial things for me. I was very pleased that you can follow all the actions. To do this, set up a personal account, which displays all account transactions. The system works without interruptions, and specialists always stay in touch. It is very convenient that all important issues can be discussed and resolved online through a special chat. The service helped me save on the salary of a full-time employee and free up funds.

I opened an individual entrepreneur, I immediately realized, even at the registration stage, that now they would simply not let me live in peace with the papers, how much time it would take to figure it all out... And if there was some kind of mistake, then the fines would be right there. There is so much information on accounting on the Internet that my head was spinning. At some point, I realized that I needed to leave it all in the hands of specialists, but there wasn’t enough money to hire an accountant. And the same Internet suggested a solution to me. Accounting outsourcing. What I liked about My Business is that you can ask any business answer you are interested in at any time and receive a reasoned, clear answer to it. And this is all in addition to the main thing - accounting. By the way, they also conduct the reporting very quickly, they have integration with my bank, so they themselves transfer all the documentation to each other without me. So, taking this entire process remotely turned out to be a very right decision.

My company is engaged in design and construction work; due to the specific nature of the activity, accounting reporting has a large number of nuances. Tax legislation is constantly changing, and it is not always possible to complete the documentation correctly. One day I turned to “My Business” for help. The accountants worked through all the paperwork thoroughly, so the tax office didn’t get to the bottom of it. Now I am their regular customer.

Most of the work in My Business is automated. I spend 4 hours a week checking payments, looking at the tax calendar to see what is to be filed by whom, all reporting is generated in a few clicks and submitted online. Salary is also considered automatically. Integrated with the bank, integrated with the online cash register, integrated with CRM.
Really functional and convenient.
From the very beginning of the opening, LLCs left an application for registration in My Business, they removed all questions regarding the preparation of documents, selection of a taxation system, after which we began to use their service at a discount and without hassles.

I would like to leave a review about the My Business program, which had great hopes, but alas! The program is crude and not suitable for accounting, much less a warehouse. We've suffered so much over the past year that we can't put it into words. If you have services or a small Company with goods of 100 items, it will suit you, in other cases you will suffer for a long time. We have 30 thousand stationery and items. And here are some difficulties that you will encounter:
1) the nomenclature is recognized not by the article, but by the name. We upload receipts or invoice data or retail shifts from Excel and the service multiplies and uploads each time creating new products! As a result, there are up to 5 duplicates of one product, because of this it doesn’t add up at all and the leftovers are distributed wherever necessary.
2) If you want to issue an invoice to a counterparty for 100 positions and want to make a 5% discount, for example, you will have to register this in each position for all 100. There is no way to simply make a discount on the entire invoice.
3) There are no acts of write-off or re-grading of goods. They offer a very strange method so that you go to the receipt of the goods that you want to write off and transfer it to materials, without thinking that before this 5 years everything was not in service and there is no way to do this.
4) The retail sales report does not reflect the balance of goods during the transaction; it is proposed to find out about this either at the end when closing the month or year, or look for it in the movement of goods. Well, so that you won’t be bored later on closing the year, because it won’t work out for you and the goods will be built up for double. But you will only learn from this when it closes.
5) Counterparties are also doubled and are not searched by tax ID only by name. You create an account, add a new counterparty, after payment, another one is created from the statement, and so many times, and as you understand, you have to manually delete and reschedule all this.
6) If you have Evotor, don’t forget to be happy with the integration, all sales are recorded, but there are no returns. You must enter them manually every day and you will find out about this right before closing and paying for the simplified tax system. And you also manually calculate the commission for Acquaring.
7) If you do not have an Evotor, but for example an Atol or other retail equipment, get ready for the fact that you will enter the revenue manually, but it has made your work easier by entering it through Excel)))
8) There are also constant problems with statements, rarely when they are correct. It would be better if it were loaded not automatically but by hand.
9) The support service often does not understand or know its service at all and offers strange solutions.
10) The salary and personnel function is underdeveloped
In fact, keeping records becomes very difficult and it becomes obvious that with such success you can keep records in a notebook on your knee and with abacus.
It’s a pity that so much time was wasted and the nerves will go away. Managed LLC simplified tax system 6% + Employees and individual entrepreneurs on simplified tax system 6% without employees.

I have been using My Business accounting and the My Business inventory system for more than a year. Everything we need for trading is either in the service or integrated into it: Evotor online cash register, online bank. Another important point I would like to note is that they provide advice via chat on any issues - legal, accounting and even tax issues, which has been very helpful a couple of times. The interface is intuitive and simple, I think everyone can understand all the capabilities of the system, a couple of days were enough for me, and a couple more to train employees.

At first we used the service at a rate for up to 5 employees, over the course of a year we grew and switched from online accounting My Business to their outsourcing accounting. There is more time for managing sales and new projects; all accounting, including personnel management, legal issues, and interaction with the tax office was taken over by outsourcing My Business. They periodically send recommendations and remind us if we have not sent them any closing documents from clients. We continue to use the service itself, we see everything that happens with the money, there is a chat with consultants and it is convenient to issue invoices.

I opened my own individual entrepreneur six months ago, I planned that I would do all the accounting myself, but I was constantly torn between all sorts of bureaucratic tasks and the desire to devote all my time to business development. At a certain point, I finally realized that time is not rubber, and I am not a super person, so I chose online accounting My Business. Cheap, cheerful and saves me a lot of time))) A good service that I can confidently recommend to those who want to keep abreast of their business, thanks to Moe Delo.

I myself live in a small town, and we have a problem finding a good accountant - I would be happy to pay a specialist a salary, but I don’t want to just give money for something that I can do myself. And then you’ll have to tremble during tax audits and wait for fines. Therefore, the My Business service became a real godsend for me - I tested it first for three days, then they gave me two weeks of free use, and I realized that this is what I need. I outsourced my accounting to a company, and now I know that my company is handled by professionals. If any questions arise, I can always contact the consultants - an answer is guaranteed within 24 hours.

I have been using the “My Business” service for four months now - this time was enough to form an opinion about the company. By the way, the opinion formed was good. With them I save a lot of my time - most of the work in the field of accounting is now automated - accounts, primary documentation, taxes, reporting, etc. I contacted the company’s managers a couple of times for advice - they gave comprehensive answers to my questions with links to laws and articles of legislation of the Russian Federation. So there is a little time left for yourself.

The service helps well when running a small business. I've been using it for 5 years and it has never let me down. When I started, I calmly figured everything out, now I do everything automatically. The tariff is the cheapest, there is no one on staff, no one needs to take out sick leave/vacation leave. Cleanly process income/expenses, calculate taxes, write out various documents, remake contract templates for yourself, etc. Everything is in a user-friendly interface. During the entire period of use, there have never been any inspections, all taxes are paid on time, the authorities have no complaints. The price may not be the cheapest, especially now when dozens of analogues have appeared, but I don’t change it for 2 reasons:
1) I completely trust here, the quality is time-tested; 2) during the test periods it is clear that the functionality I need from analogues will be more expensive than here, and I don’t see the point in overpaying

Without accountant skills (or at least an idea of how everything works), using the service is not as easy as it might seem. Plus, there are errors in it: in particular, according to the universal transfer document for sale, VAT on the buyer’s advance payment is not deducted. This leads to incorrect filing of the VAT return, and as a result – excessive payments of taxes to the budget. How does support react to such problems in the system: they suggest creating a receipt invoice (act), and not a universal transfer document. Despite the fact that I do not accept (i.e. it is not an admission that is being processed), but I implement it. In other words, the so-called experts do not really understand the topic. Otherwise, as far as the most common operations are concerned, everything is in order. At least it works stably and you don’t have to constantly update the data and wait until everything goes away. And yes, 1C is much simpler. Even if, in total, that program will be, as it seems to me, more functional, for ordinary entrepreneurs online accounting from “My Business” is better. At least if you don’t want to spend money on an accountant.

The main advantage of online accounting is that you do not need to hire a real accountant for the company or outsource it. The service is much more economical. Less than 20 thousand is spent per year, this is the average salary of an accountant per month in the region. But you'll have to figure it out on your own. Of course, you don’t need to master accounting from cover to cover. But you need to know the basics. In principle, this way you understand your business even better.
The cost of the service can be adjusted to suit you. The difference in tariffs mainly depends on the size of the company where the service is being implemented. The cheapest option is for an individual entrepreneur without employees, I have a tariff for up to 5 employees (can be used by legal entities). You need to buy for a year at once, there is no monthly fee. The functionality is rich. Firstly, it calculates all taxes and contributions for employees. They are also counted as personnel and I calculate their salaries. Secondly, it helps with reports and their submission. I have an electronic signature, which means I send reports electronically directly from my personal account.
Thirdly, all work with documents is in the interface. Indeed, everything I ever needed: invoices, closing documents, various contracts (there are a bunch of templates in the database) and much more. The service also synchronizes with the bank. There is practically nothing to criticize the service for. Subjectively, I can only criticize the interface. But here it depends, I personally find it inconvenient. If you could customize your office, remove unnecessary blocks, add widgets, etc., it would be much more convenient. And it’s just a bunch of tabs. But over time you get used to it, I don’t even notice it anymore.
Well, support. She works around the clock, she has contacted me more than once even with the most stupid questions, and they always answer. But as it happens, if it’s a busy period (end of the year, quarter), when everyone is submitting reports, then the girls from the support are tired and weak in making contact, and don’t try to understand the problem. As a person, I understand them, but as a specialist, they must also work. And some still have doubts about their competence.

I lead individual entrepreneurs through My Business. In principle, the business started with this service, and did not move to it with a ready-made business. To open an individual entrepreneur I was able to prepare all the necessary documents. Everything is written in detail about what is needed, what to fill out, etc. There is no need to search on the Internet or run to the tax office in person.
Because I am engaged in cargo transportation, then I work without officially registered employees, and most often alone. Here in the system you can conduct business this way without additional costs for unnecessary functionality.

The interface is clear, I figured it out on the first day. I hardly changed all the documents that I filled out (only my details). The calendar does not fail, I have set up all the reports, and receive timely notifications that I need to prepare papers. I also calmly set up a connection with the bank; I did almost nothing myself. As a result, what I have: I pay about 10 thousand a year for the service, I save a lot of time and nerves, without running through all sorts of authorities. This suits me 100%. I would pay a special person who worked with the papers - every month it would cost 5 thousand, no less.

This is the best service for individual entrepreneurs. If we take business as a whole, it is not universal. For example, individual entrepreneurs will not be able to work here on the general taxation system (but you can almost count them on one hand), I haven’t found how to make reports on the number of employees, how to take into account the characteristics of Chernobyl victims (also special cases) when taking maternity leave and vacations, etc. .d. In short, if you find fault, you can find many shortcomings. But for the simplest general business cases, especially for individual entrepreneurs, when you work alone, this is really the best option. It costs a penny (10 thousand rubles per year), allows you to report to the authorities, make all the reports, there are thousands of document forms in the system, competent consultants who will tell you not only how to work in the system, but also how to make this or that document. You can set up notifications, even via SMS, so you don’t forget about burning reports. I didn’t notice any disruptions in the work, the service is always available.

I use “My Business” in my own individual entrepreneur. The service is very convenient, I like that all work with documents is online without desktop applications. Those. I have access to reports and finances from any device, just log into my account. This is a huge advantage over the “boxed” versions.
Separately, it is worth mentioning integration with banks. I work with Alpha, there are no problems. I received the current account information from the bank and sent the documents to the “My Business” partners. It is much more convenient to work with an integrated account; all bank statements are received automatically. The system crashes from time to time and has to be handled manually. HR records are also pleasing: all personnel documentation is seamlessly integrated into the enterprise’s accounting department. It was not particularly easy to master, it took 3 days, plus I actively communicated with support and on the forums.
Regarding the price: many criticize, but it seems to me that 1.6k per month for the functionality provided is worth it. I have an individual entrepreneur on the simplified tax system, 2 subordinate employees in the service sector. Without the service, I would have been faced with a bunch of hemorrhoids and outsourcing, most likely, but as it is, I do everything myself.
In terms of capabilities: I previously worked with FE, here it’s almost the same, but more functional, as it seemed to me. Although in Elba the interface is friendlier. There is a master in preparing reports and taxes. Everything is done automatically, all that remains is to enter the initial data. Manual routine is really reduced to a minimum. Plus, it’s easier to submit reports to the Pension Fund, Social Insurance Fund and Tax Service. Everything arrives, there are no delays or penalties later.

“My Business” is very sensibly organized, all the functionality is at hand. It is based on a personal account, which is registered to a legal entity or individual entrepreneur (as in my case), i.e. there is a link to OGRN/ORGNIP. All incoming or outgoing finances are processed through the “Money” section. You can download the cash book or KUDiR. Receipts and write-offs are processed manually; which category to enter into is clear from the description. “Documents” stores all invoices, invoices, acts, invoices. Agreements are presented in a separate section; on the one hand, there is no direct link to the corresponding accounts and acts, but on the other hand, the built-in templates are a brilliant thing. In total, there are more than 3 thousand of them in the system, according to various documents. The point is this: all the necessary information is entered into a separate section with counterparties, which is then inserted into the right places in the agreement (for example, parties, details). This makes working with documents much easier.
I don’t use the “Employees” section, because... there is no one under control. As the activity progresses, analytics are generated (functionality from Sineco is used). In principle, everything that is shown there can be done independently in Excel, but here it is collected automatically. Overall, it’s a good product that’s quick to learn, clearly structured, and conducive to running a small business.

For an individual entrepreneur without employees, “My Business” is simply irreplaceable. It costs a penny (about 800 rubles, since the tariff without checking counterparties is 2 times more expensive with this option), and it significantly saves time. For example, the service can generate initial documents - contracts, invoices, acts. There are many forms, automatic filling according to details. Drawing up documents is much faster than manually in Word. Directly for business, it is interesting to keep a ledger of income and expenses (a mandatory attribute for individual entrepreneurs). As an accounting department, there is accounting of funds in circulation, operational accounting of products sold, projected income, and the possibility of inventory. Definitely worth the money. At the same time, everything works in the cloud, does not slow down, and access can be obtained anywhere.

I have been running a business with the service for a couple of years. Not to say that My Business solves all problems, but in some ways it helps significantly. You cannot count on the service 100%, as there are occasional problems with it. Among these disadvantages, I would like to note system freezing and long updates. In addition, there is no tariff designer; I would be happy to give up some unused functions in order to save money. Although in general the price is reasonable, it is higher compared to competitors such as Bukhsoft or Kontur. There is no absolutely complete functionality here, for example, the system does not work with individual entrepreneurs on a common system with VAT (only a simplification, imputation). Now, of course, almost no one works like this, but functionality could be added.
Among the advantages - a good approach to accounting, many accounting functions, integration with banks (though not all), everything is intuitive and simple.

Today, more and more companies and individual entrepreneurs are moving from a standard accounting and outsourcing system to online accounting. The answer to the question “why is this happening” is simple – it’s convenient and profitable. After all, companies that use online accounting no longer need a permanent in-house accountant or seek services from third parties. Online accounting services are so simple and easy to use that any employee can do all the necessary calculations, even if he does not have a special education for this. It is quite natural that such services are highly popular, because any entrepreneur wants to save money.

And since there is demand, there is also supply. Let's look at an example of one of online accounting service “My Business” all the features and advantages of this type of accounting.

Let’s first take a quick look at how to start using the “My Business” service.

In addition, there is an automatic exchange of documents with partner banks, which will take seconds and save hours of your time. All bank statements will be automatically posted to expenses and income, and the entire process will be fully displayed in your personal account. The tax calendar controls deadlines and reminds you in advance about submitting reports and paying fees via SMS and email. Video lessons and webinars of the service will tell you about registration and starting activities, accounting and tax calculations, reporting and personnel records. And if you have any questions, service specialists will answer you, regardless of the complexity of the situation.

Internet accounting “My Business” is absolutely safe, the risk of losing data is zero, your information is stored on servers in Europe, during transmission it is encrypted with a code like in the largest banks and is updated every fifteen minutes, and financial damage is insured. All service services are included in the tariff without additional or hidden fees, including unlimited expert consultations. All this is stated in the contract. By the way, if you want to devote all your time to your business, the service offers to completely handle your accounting for you. By registering on the company's website, you receive a free trial period with access to all services of the service.

Let's look at who this service is intended for

Today, there are many organizations and companies that primarily differ in their organizational and legal forms and tax system. The main types of organizational and legal forms of an enterprise are individual entrepreneurs (IP), limited liability companies (LLC), non-profit organizations (NPOs) and municipal unitary enterprises (MUP).

Online accounting is suitable only for individual entrepreneurs and LLCs. This information must be taken into account when choosing how to conduct accounting for your organization. In addition to organizational and legal forms, companies also differ in taxation systems. There are two main types of business taxation systems - the general scheme (OSNO) and the simplified scheme (STS).

BASIC– general taxation system. In the general scheme, it is necessary to maintain classical accounting. Of all the above, this is the most unfavorable regime for the company, but for large organizations other taxation systems are often simply impossible.

simplified tax system– simplified taxation system. This special regime is aimed at reducing the tax burden on small and medium-sized businesses, as well as to facilitate and simplify tax and accounting. You can switch to the simplified tax system immediately upon registering your business. Almost all individual entrepreneurs operate under a simplified taxation system. There are subsections of the simplified taxation system: simplified tax system 6%, simplified tax system 15%, UTII, unified agricultural tax.

STS 6% is also called “STS income”. With this taxation system, 6% tax is paid on all amounts earned during the period. For example, a company sells cement. During the second quarter, the company purchased goods in bulk for 100 thousand rubles and sold them at a very high markup for 300 thousand rubles. The tax in the case of “income” will be 300 thousand * 6% = 18 thousand rubles.

STS 15% is also called “income minus expenses”. For most regions this tax is 15% (for some - 5, 10%). Under this taxation system, tax is paid on the difference between income and expenses for the period. Let's consider the same situation: a company sells cement. During the second quarter, the company purchased goods in bulk for 100 thousand rubles, and sold them for 300 thousand rubles. The tax in the case of “expenses” will be (300 thousand – 100 thousand) * 15% = 30 thousand rubles.

UTII- a single tax on imputed income. This tax replaces the usual ones. Only an organization that is engaged in certain activities (motor transport services, retail trade, catering services, etc.) can switch to this taxation system. UTII is regulated by municipal laws, the tax rate and types of activities may vary in different areas. Some organizations combine simplified taxation system and UTII.

Unified agricultural tax– single agricultural tax. This tax applies to agricultural producers and fish farms.

Internet accounting “My Business” is intended only for companies (individual entrepreneurs or LLCs) operating under the simplified tax system 6%, simplified tax system 15% and/or UTII. This service is not suitable for organizations that pay taxes under OSNO or Unified Agricultural Tax.

Features and advantages of the “My Business” service

First, you must register on the company’s website, select the appropriate tariff (there are several, depending on whether the organization has employees and how many) and pay for monthly services. After this, you will have access to your personal account, in which you can work at any convenient time and place where there is Internet access. In your personal account, you indicate the details of your company, and a personal tax calendar is generated for you. As you can see, everything is quite simple!

Let's take a closer look at the “My Business” personal account.

The first page of your account displays general information. You will see tabs such as “Home”, “Money”, “Documents”, “Inventory”, “Agreements”, “Cash”, “Counterparties”, “Salary”, “Employees”, “Forms”, “Analytics”, "Webinars".

In addition, the following services will be on the first page:

Balance on the main current account.
Selected documents.
Expert consultations.
Company business card.
Contacts with technical support, instructions for using the service, ID, creation of a one-time password.
Information about the owner of the personal account, details of the organization.

More information about tabs:

Tab "Home" contains the following services:

Activity– tabs for creating counterparties and primary documents (these pages are also located in the “Counterparties” tab).
Tax calendar– creation of reports, payment slips for paying taxes and contributions. The reports made can be sent to government agencies using the Internet service, Russian Post, or submitted during a personal visit.
Analytics– the “Analytics” tab is duplicated.
Electronic reporting– statistics on reports sent via the Internet, correspondence with government agencies and reconciliation with the Federal Tax Service.

In tab "Money" collected tools for accounting for the organization’s cash transactions:

Cash book layout and KUDIR. They can be downloaded and printed. The cash book is used to record receipts and cash disbursements at the organization's cash desk. KUDIR is a book for recording income and expenses; all individual entrepreneurs and organizations using a simplified taxation system are required to maintain it. It displays all business transactions for the reporting period in chronological order.
Information on income and expenses. It can be entered manually or using a bank statement. When integration with Intesa Bank is configured, information on income and expenses from the current account is automatically sent to the service.
Sending payment orders. With integration configured with Intesa Bank, payment orders can be sent to the online bank, where the payment is then confirmed and the money is transferred.

Internet accounting “My Business” is integrated with the services of some banks. Electronic document flow is organized between them. Thanks to this, it is possible to automatically exchange statements and payment orders between the “My Business” service and your current account, if, of course, it is opened in the appropriate bank. And all data from the statements is automatically reflected in accounting and tax accounting. Integration is available with the following banks: Alfa Bank, Intesa, MDM, SDM, Lokobank, Sberbank, Modulbank, Otkritie, Promsvyazbank. In addition to banks, integration is available with some other companies: Yandex. Money, Pony Express, Robokassa, Sape.

In tab "Documentation" You can create invoices, acts, invoices and invoices. In addition, this tab has a button for creating documents. To issue an invoice, you need to select it from the list. After this, the header opens and a convenient method is selected:

download, print and transmit;
send to the client's email;
provide a link to pay by credit card or via Yandex. Money.

In the "Inventory" tab It is possible to issue an invoice for payment, ship or receive goods and materials, and transfer them from one warehouse to another. You will see all the information on the arrival, departure and balance of goods at the moment. For each movement in the warehouse, an invoice is created. It is also possible to select a warehouse or create a new one.

In the "Contracts" tab you can create a new agreement, download an agreement template and view statistics on previously created agreements. When creating a new agreement, you must select a client and an agreement template from the pop-up list for auto-filling. You will have access to nineteen standard contract templates created by My Business experts. If you have your own template, then you can upload it to the service and work on it.

Cashier tab works as a draft. All information comes from the “Money” tab. Here you can create draft PKOs (receipt cash orders) and RKOs (settlement cash orders).

Tab "Counterparties". In this tab, you can create a client, partner or counterparty, check your counterparty using a reconciliation report or an extract from the state register, and also view statistics on counterparties.

Counterparties are clients or partners with whom your company enters into contracts. Naturally, special tools have been created to work with them.

In the "Salary" tab information on payments to company employees is displayed:

Calculations for all employees.
Calculations for each employee.
Documents for employees: payroll, pay sheets, statements of taxes and contributions, time sheets.
Payments to employees.

Employees Tab will allow you to make calculations for vacation or sick leave. To do this, you need to select the employee's absence dates. You will see open calculation formulas and the total amount to be paid.

Forms tab will make your life easier by not having to search for information on the Internet and try to understand how relevant or outdated it is. You will have verified data at your disposal in the “Forms” section (more than 2000 forms of various documents, regulatory documents - laws, regulations, etc.).

Analytics tab will allow you to view statistics of income, expenses and profits for various periods of activity by month. For example, you can download payment statistics and compare data for different periods.

In the "Webinars" tab you will find video materials on changes in legislation, video instructions on working in your personal account, interviews with successful businessmen and experts.

So, we got acquainted with the main tabs of the “My Business” service. But not all of them are available to every client; it will depend on the tariff you choose. Let's take stock.

Online accounting will allow you to automatically calculate salaries, accrue sick leave and vacation pay, keep accounting records, and send reports via the Internet.

In your personal account of the “My Business” service, you can create an invoice, agreement, act, invoice, etc. in just a few clicks.

The smart service itself will remind you of the deadlines, calculate taxes and send reports. In addition, the system will check the counterparty and also check with the tax office.

If necessary, you can always ask questions about reporting, documents, etc. to support service specialists. Consultants will answer these questions within 24 hours. The number of requests is unlimited.

It is possible to automatically exchange statements and payment orders between the service and your current account.

There are several tariffs, varying in cost and services, among which you can choose the most profitable for yourself.

Through the mobile application for iPhone “My Business” you can use online accounting at any time and from anywhere.

Small, medium-sized and even sometimes large enterprises need help in organizing accounting and receiving services related to this process: audit, specialist consultations, verification of counterparties, etc.

Let's look at the “My Business” service, which offers its users an integrated approach to accounting and provides other additional services.

What it is

Internet accounting “My Business” (LINK) has been operating since 2009. During the first year, several thousand free and more than 1,000 paid users registered. Year after year, the service expanded and provided its users with more and more new services.

It works on the SaaS principle, which means that users use services via the Internet. It works in two versions: for professional accountants and for the most ordinary users who often know nothing about accounting.

Video - review of the online online accounting service “My Business”:

Thus, the first version of the service (“My Business. BUREAU”) provides users with the opportunity to solve any accounting problem and more.

The service has implemented the Internet banking systems of many large Russian banks (Promsvyazbank, Alfa-Bank, Tinkoff Bank, and more recently Sberbank and others).

What services does online accounting “Moye Delo” provide?

Let's look at the services provided by the service in more detail.

Assistance with registering LLCs and individual entrepreneurs

If you are registering as an individual entrepreneur for the first time or opening a company, you can easily get confused with the algorithm of actions and filling out documents. Internet accounting “My Business” offers free assistance in registering an individual entrepreneur or LLC.

How it works? Everything is extremely simple:

Go to the “My Business” service page for free preparation of documents for registration of an individual entrepreneur or LLC - LINK. And choose the package of documents you need (LLC or individual entrepreneur).

Step by step fill in all the necessary fields for the program to generate documents. Don't worry, there are hints waiting for you at all stages of filling out.
Print out the documents. After you enter all the data, the service will automatically prepare all documents in accordance with the latest requirements of Russian legislation. A barcode is applied to the documents, and at the end of processing the document is checked according to the Federal Tax Service directory.
In addition to the fact that the “My Business” service will prepare all the necessary documents for you for free, you will receive step-by-step guidance on further actions, including the address of the tax office closest to you.

Accounting

Now there are many offers from various outsourcing companies to serve entrepreneurs, however, not everyone can afford them. “My Business” is a service that offers services to individual entrepreneurs and LLCs at an affordable cost. To do accounting using My Business, you don’t need any special education or skills—in most cases, you just need to fill out the required fields according to the prompts.

Video - how to issue an invoice to a client:

The service is updated online and therefore it always reflects all changes in legislation. With this service you can:

create invoices and postings;
maintain registers;
take into account income and expenses;
calculate salary;
calculate taxes and insurance premiums;
generate reports;
… etc.

By the way, submitting reports to the Federal Tax Service will also become easier, because Through the service you can send documents via the Internet. Moreover, clients of the service always have the opportunity to consult with experts in the field of accounting and taxation.

If your company has entered into a significant document flow, then it may make sense to consider another offer from “My Business” - full accounting services. Watch the video presentation of this service:

“My business. BUREAU: service for checking counterparties

Checking your counterparties will help confirm that you are working with reliable companies. Using the service for checking counterparties “My Business. Bureau" you will be able to determine the status of the counterparty, as well as check the registration data of the company or individual entrepreneur and receive an extract from the Unified State Register of Legal Entities. Moreover, the service will help you find errors if they were made in the company details.

Verification and in order to receive an extract from the Unified State Register of Legal Entities or check registration data, be sure to check the TIN and KPP of the counterparty you are interested in.

The service also helps to determine how likely the tax inspectorate or Rospotrebnadzor is to come to you.

Functional evaluation

Both individual entrepreneurs and LLCs can work in online accounting “My Business”. In the first case, it does not matter at all whether the individual entrepreneur has employees or not. If, for example, an individual entrepreneur does not have employees, then he can use the very first tariff called “Without employees,” which provides basic functions.

The service provides enough opportunities for full-fledged personnel records: for example, in order to create detailed profiles of employees, keep track of who was hired and who managed to quit, and also take into account all employees who work remotely.

The tax accounting system is also well organized. With the help of online accounting “My Business” you can remotely (via the Internet) and also make tax calculations, for example, personal income tax. The service is based on cloud technologies, which means that your data will never be lost.

The functionality also includes such sections as warehouse accounting and cash accounting. The functions are minimal, but they are all necessary. Payroll calculation is another large section of the service. You can calculate all types of employee contributions (salaries, advances, bonuses, travel allowances, etc.).

Internet accounting “My Business” also provides samples of all the basic documents that entrepreneurs may need. So, you can use ready-made forms: contracts, bills, invoices, acts, accounting certificates, orders, etc.

If we compare “My Business” with other services, its functionality is approximately on par with the most popular programs for accounting and tax accounting. The undoubted advantage of the service is the availability of sample forms - no other service can offer such a variety.

Tariffs "My business"

For LLCs and individual entrepreneurs there are 4 tariffs available to choose from: “Without employees”, “Up to 5 employees”, “Maximum” and “Personal accountant”.

Let's look at each in more detail.

"No employees"	"Up to 5 employees"	"Maximum"	"Personal accountant"
You can conduct taxes, generate reports, prepare invoices and primary documents, and maintain warehouse records. Full access to consultation with experts. Cost 833 rub. per month.	You can conduct taxes, generate reports, prepare invoices and primary documents, and maintain warehouse records. Full access to consultation with experts. Employee accounting is also available (up to 5 people). Cost 1624 rub. per month.	You can conduct taxes, generate reports, prepare invoices and primary documents, and maintain warehouse records. Full access to consultation with experts. Work taking into account employees (up to 100 people). Cost 2083 rub. per month.	You can conduct taxes, generate reports, prepare invoices and primary documents, and maintain warehouse records. Full access to consultation with experts. The number of employees to be registered is unlimited. Reconciliations and audits of counterparties are available, as well as a special service for optimizing tax accounting. Cost 3,500 rub. per month.

As you can see, rates largely depend on how many employees there are in your individual entrepreneur or LLC. The most popular tariff for LLCs is “Maximum”, and for individual entrepreneurs – “Without employees”, since individual entrepreneurs are most often beginners, work alone and prefer to do their own accounting.